It’s a new year, so let’s look at some financial resolutions, specifically, the basics of a solid estate plan. Not having these basics in place can cost a person’s family…
Browsing: Family Finances
For any new investor wondering where to start, the number of options, decisions, and issues can be daunting. Having worked at a banking center across from a major university early…
Prepare yourself. $20,298. That’s Virginia’s average in-state cost for one year of college (tuition and room and board). If the average annual cost increase remains the same as the current 6.8…
The Garcia family with the director of the Segura Educational Initiative, Maria Baquerizo (left). Julio Garcia and his wife, Maribel, wanted their three children to have a Catholic education,…
Wait, Mom did what with her money?” Questions like this are uttered amongst siblings many times over, and will continue to be asked with the aging demographics of our society.…
No matter how you slice it, the cost of going back to school is expensive. Notebooks, pens, pencils, paper, backpack, calculator, computer, tablet, and you know the rest of the…
The bottom line for success in your financial house boils down to one word: budget. More specifically, know your monthly budget and the numbers that make it up. Now, I’m…
Personal debt is deep-sixing college degrees at an alarming rate according to a study by Teenage Research Unlimited, as more students drop out of higher education not because of failing…
Decisions about pre-tax assets – such as 401(k)s, 403(b)s, simple IRAs, SEP IRAs, and traditional IRAs – can either protect or greatly reduce the beneficiary’s overall benefits, so make sure…
The only thing that is certain in life is change, so having flexible financial plans and products matters. Let’s look at two examples of how unsuspecting needs arose and how…
People make common financial mistakes every day – bad decisions that cost them money. Do any of these blunders apply to you? 1. Not paying off credit card balances. Sometimes…
When one parent shoulders the responsibility of raising children, the pressure is real, especially with finances. The cost of basic expenses alone – food, shelter, and clothing – is enough…
